Cyber Insurance in 2026: Having a Policy Is Only Part of the Plan
What SMB and nonprofit leaders should review before renewal, including payment fraud, downtime, application accuracy, and whether coverage still fits the business.
Insights
Practical cybersecurity and technology guidance for real-world teams.
No drama. No checklist theater. Just clear, executive-ready perspectives on reducing risk and making better decisions. When we publish new posts, we share them on our LinkedIn Company Page.
Serving Metro Atlanta and North Georgia · Veteran-owned advisory
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Latest posts
As we add more content, you will see it listed here. Each post is written for owners, executive directors, boards, and leaders who need clarity, not more noise.
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Recent appearances: See recent podcast and radio features.
Proposed HIPAA Cybersecurity Changes: Small Practices Should Start Paying Attention
HIPAA security may be getting more specific. This post explains why small medical practices should tighten system visibility, vendor responsibility, and real-world risk analysis now instead of waiting for the final rule.
Cyber Insurance Is Not a Safety Net: Where SMBs and Nonprofits Get It Wrong
Many organizations treat cyber insurance as a safety net. It is not. This post breaks down the policy, process, MFA, backup, and training gaps that turn claims into disputes.
Why Cyber Insurance Claims Get Denied for Small Businesses and Nonprofits
Cyber insurance claims are often denied due to gaps in MFA, policies, backups, and training. Learn what insurers actually expect and how to fix it before renewal or an incident.
Cyber Insurance Will Not Save You Unless Your Organization Does Its Part
Cyber insurance can help after an incident, but it will not save organizations that cannot prove they had the policies, processes, and controls they claimed.
Upcoming HIPAA Security Rule Changes: What Independent Physician Practices and Office Managers Need to Know Now
Proposed HIPAA Security Rule updates are raising expectations for independent practices. Here is what may change, what it means for audits and insurance, and what you can do now.
Email Authentication: The Boring Stuff That Still Breaks Businesses
Email fraud and impersonation still hit SMBs and nonprofits hardest. This post explains DMARC, SPF, and DKIM in plain language and why insurers and vendors keep asking about them.
Risk Management for SMBs and Nonprofits: Why Checklists Keep Failing
Most smaller organizations are not careless. They are just overwhelmed. This post breaks down why checklists often give a false sense of security, and what a practical, defensible approach looks like.
What we write about
Leadership-ready risk
How to make defensible decisions that hold up with boards, insurers, customers, and auditors.
Compliance without theater
How to align to expectations (NIST, CIS, ISO, SOC 2) without turning security into paperwork.
Vendor and supply chain reality
Pragmatic ways to reduce third-party exposure without grinding the business to a halt.
Incident readiness
What to do before an incident so leaders are not making expensive decisions under pressure.